Hovsep Afarian

T 416 956 5093 F 416 598 3730
E hafarian@lolg.ca

Hovsep is a recognized “go to” insurance expert who achieves the best results for policyholder clients with complex insurance disputes. He is a versatile, detail-oriented advocate with a proven record of success.

Over 20 years Hovsep has successfully litigated some of the biggest insurance claims in Canada involving cyber claims, crime bonds, E&O policies, D&O policies, CGL policies, property policies, life insurance policies, marine policies and environmental liability policies. 

Hovsep is an expert in every area of an insurance claim: vetting the language of the policy before inception, drafting notices to insurers, strategically preparing complex proofs of loss, providing strategic coverage advice in response to coverage denials, strategizing the optimal settlement and, when necessary, tenaciously litigating claims.   

He has appeared before all levels of Court across Canada as policyholder counsel.   


  • Called to the Ontario Bar, 2002
  • LL.B., Osgoode Hall, 2000 (recipient of the prestigious Hallett Scholarship)
  • B.A. (Hons.) (summa cum laude), York University, 1997
  • Chambers Canada 2024: Band 3 - Insurance: Dispute Resolution (Nationwide - Canada)
  • Chambers Canada 2023: Band 4 - Insurance: Dispute Resolution (Nationwide - Canada)